Start Now, Not Later

When planning for retirement, the phrase “start now, not later” are words to live by. Having time on your side is a very powerful retirement planning tool. Unfortunately, time is something that . . .

Learning to Live With Risk

All our lives we work, work, work and hope to retire someday. If you've been putting off planning, there's still time to make the most of your last few earning years.

The Happy Retiree

A recent study found that we experience greater happiness and satisfaction as we age.

Developing a strategy for retirement

Even if you are several years away from retirement, it’s not too early to start gathering facts, weighing choices and mapping out your tax and investment strategy. Here are eight suggestions that shou

Retirement Facts that may be Fiction

There are enough books and other forms of guidance about retirement that one would expect to find all the advice necessary to secure a comfortable retirement. But not all of the advice and . . .

Think before tapping your 401k

Think hard before tapping into your Employer Sponsored Retirement Account balance

Are you ready for RETIREMENT?

If not, or you’re not sure, attend one of the “Retirement Review Seminars” offered by UBT Retirement Plan Services. These seminars have been available since 2011 for our plan participants. Each. . .

Staying Realistic During Fluctuations

Since the "Great Recession," we’ve seen a number of years where equity returns have been above average, but remember that below-average years do occur and to keep our market expectations realistic.

Peace of Mind During Market Volatility

Volatility is unavoidable in investing. Market pullbacks happen and they happen more frequently than you may think. Since these drawdowns can occur over days, weeks or months, investors who have the d

Tips to Reduce Debt

Everyone has different debt of different sizes. Whether it be a mortgage, car loan, or miscellaneous bills. Everyone has it. In a perfect world, everyone would be debt free. While that probably is

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