Small Business Banking

You’re moving forward, and we have your back

UBT has all the accounts, resources, and lending solutions that make it easier to run your business. As an SBA Preferred Lender, UBT can also utilize Special Purpose Loan Programs, make in-house credit decisions, accelerate your approval process, and provide more timely service than other banks.

The Right Loan for Your Business

Financing from a friendly face

When your business is ready to grow, one of our experienced small business team members (like Stacia) will be happy to help you through your financing options — just like Stacia helped Angela of Goldenrod Pastries, Meg of Paper Kite, and Jori of Pattino Boutique.

Business Lending

Make sure you have what you need to apply

Whether you’re just starting your business or contemplating growth and expansion, we know you have plans — big plans. If it’s time to secure financing to help your business grow and thrive, there are things you’ll need to know and prepare ahead of time — and our handy checklist can help. 

A man sitting on the couch with a laptop on his lap while he writes something in a notebook

Small Business Pop-Up

A space for small business entrepreneurship

Periodically, we’ll be featuring a different small business banking customer front and center in our business pop-up space. It might be a brand you’re already familiar with, or something completely new to you! Check back regularly to see which new local business you can help support — or apply below to occupy the space if you’re a UBT business banking customer with a product to sell.

Illustrated furniture outside the Pop Up business space at Union Bank Place

Small Business Conference Room

A meeting space for small businesses

When you need a change of scenery or a little more room for an upcoming meeting, we have a space that’s perfect for you! At Union Bank Place in downtown Lincoln, our Small Business Center is available for businesses and entrepreneurs to reserve. It can comfortably accommodate 18 people, has easy access to restrooms, and you can get delicious coffee from Stories Coffee Co. on site — not to mention their convenient catering options. And best of all, it’s free!


Free Download

Personal financial statement

Most small businesses will need a personal financial statement to secure funding. This worksheet will help get you started.

Resources for Entrepeneurs

Do more with a little help from our friends

Two things your business will need to lock down: a business plan and access to legal services. We work closely with the University of Nebraska and Score to ensure budding businesses have what they need to be successful.

Business plan help through Nebraska Business Development Center

Business plan help through Score

Free legal support

Frequently Asked Questions

Can I complete an internal loan payment through Business Banking Online?

Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.

I received my token for Business Banking Online, how do I enable it?
  • Login to BBO using existing username and password 
  • Select the Enable Token option within Account Services 
  • Complete the online token enablement form and submit 

Going forward, you will utilize your token in conjunction of your original password.


I am locked out of Business Banking Online, what should I do?

Contact our Customer Support Team directly. Once you have successfully verified your identity,  the team can help you get your account unlocked and provide password reset assistance if needed. 

What should I do to view all my accounts on the BBO home page?

The Favorite Account section on the home page defaults to display your favorite accounts. It’s easy to modify this. Simply click the ‘Edit’ button and select all accounts you would like displayed in the Favorite Accounts pane.

How do you access Business Bill Pay?

Existing Business Bill Pay users can access Bill Pay by clicking on Bill Payments under the Management Tools option.

How can I review and approve transfers using dual control?

Transfers can be reviewed and approved by clicking on the Review tab within the Transactions section on the Overview page or by clicking on the Review tab on the main menu.