Fun ways to give cash
Many of us feel that money is the perfect gift — it doesn’t go out of style, it always fits, and it doesn’t need dusting or special maintenance. Sometimes, though, those who like gifting money wonder if there’s more to the presentation than a cash envelope. Don’t get us wrong, manufacturers make some lovely cash cards, but why not turn that gift of green into money to remember by spending some time on the presentation? Read on for suggestions to wow the recipient.
Leaving a legacy
While we’re in the season of gift-giving, it seems like an appropriate time to talk about a different type of giving: the kind that ties in with putting an effective estate plan in place. Lifetime gifts carry significant benefits — even if your estate isn’t taxable under the current rules. Click through to learn the reasons why gifting remains an important part of estate planning.
Online shopping tips
As soon as the last of the turkey has been gobbled up — and often before the final touchdown — we’re off to our devices to do some scoring of our own. While we all know how to shop online, your friendly neighborhood bank wants you to get the most bang for your holiday buck. We’ve put together some pointers for stretching your shopping dollars and finding the best deals.
Shopping local
When you do head out for in-person shopping, why not bypass the big-box stores and think small for a personalized experience with a big payoff? By patronizing home-grown businesses, you can make a positive impact on the local economy, engage with your community, and find unique items — some of which may be created where you live, making even more of a local reverberation. Small Business Saturday is the perfect opportunity to show local businesses some love.
Long-term gifts
Toys, games, and gadgets come and go, but if you want to give those you love a gift that will last, consider gifting them a secure future. Investing in the recipient’s education, paying on an imminent debt, or making an initial deposit into a savings account to be used for a designated goal are gifts that can make a significant and positive impact on their financial life. Here are a few ways to give a financially healthy future.
Meaningful gifts
Every year, many of us struggle to come up with a great gift for family members and close friends. In this episode of our MoneyBetter podcast, host Caitlin Moore talks with Lisa Guill, Communications Director at City Impact, to learn more about the Gifts of Love program, the impact of year-end giving on nonprofits, and the importance of getting involved year-round.
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