Benefits enrollment season: What you need to know

As the last few months of the year wind down, one season looms large for HR teams and employees alike: benefits enrollment season. Whether you’re a seasoned pro at enrolling or it’s your first go-around, understanding all your options will help you get the most out of your benefits — and at Omnify, we’re here to help make this process smoother, smarter, and more empowering for everyone involved.

What is benefits enrollment season?

Benefits enrollment season — often referred to as open enrollment — is the annual window during which you can elect or make changes to your workplace benefits. This typically includes:

• Health insurance plans
• Flexible spending accounts (FSAs)
• Health savings accounts (HSAs)
• Dependent care FSAs
• Dental and vision coverage
• Voluntary benefits like life insurance or disability coverage

Once this window closes, changes usually can’t be made unless you experience a qualifying life event (like marriage, birth, or job change).

Why it matters

Your benefits package is a powerful tool that can promote financial wellness, healthcare access, and peace of mind. Making the right choices now can save you money, reduce stress, and ensure you’re covered when it matters most.

How Omnify supports you

Omnify simplifies the enrollment experience with:

• Intuitive dashboards to track and manage your accounts
• Educational resources to demystify benefits jargon
• Responsive support for real-time questions

We believe benefits should be easy to understand and even easier to use.

Tips for a successful enrollment

• Review last year’s usage. Look at how you used your benefits last year. Did you contribute too much or too little to your HSA or FSA? Did you visit the doctor often enough to justify a higher-tier health plan?
• Understand your options. Omnify provides clear, user-friendly breakdowns of each account type. Not sure whether an HSA or FSA is right for you? We’ve got comparison tools and support to help.
• Plan for the year ahead. Think about upcoming expenses — medical procedures, childcare, or even orthodontics. Planning ahead helps you allocate funds wisely.
• Ask questions. Don’t hesitate to reach out to your HR team or Omnify’s support specialists. We’re here to help you make confident, informed decisions.