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Personal Loan Calculator
Free Calculator
Crunch the numbers on a personal loan
Use this personal loan calculator to determine the total amount of your personal loan (principal + interest) and how much you will need to contribute monthly to pay it off by the end of the loan term.
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CD Specials
CD Specials
Get a great rate on a 6-, 12-, or 24-month CD
Term
APY
$1,000 minimum deposit
6 months 3.80%
Open Online 12 months 3.65%
Open Online 24 months 3.51%
Open Online The Annual Percentage Yield (APY) is based on quarterly compounding. You must maintain a minimum balance of $1,000 to open the account and obtain the APY. APYs accurate as of 4/28/2026. Penalty for early withdrawal, which may reduce earnings.
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Ready Loans
Ready Loans
Quick. Easy. Hassle-free.
When the unexpected happens, UBT is there. A Ready Loan from UBT gives you the flexibility to use your loan for whatever you choose — right away.
- Streamlined application
- No collateral or appraisals required
- Access to your funds in as little as 24 hours
Our loan specialists — like Jennifer — are standing by to help.
