-
UBTgo® Mobile App
UBTgo® Mobile App
Carry your bank in your pocket
If you have your mobile device, you have your bank with you. Our UBTgo® app lets you do nearly everything you can do via a web browser, right from the palm of your hand. With the UBTgo® app, you have access to:
- Fast, easy mobile check deposit
- Quick Balance feature
- Debit card controls
- Open new accounts
- And much more
-
UBTgo® Online
UBTgo® Online
Bank anywhere you have an internet connection
Whether it’s from the comfort of your home or on the go, turn your web-capable device into your most convenient bank location. By logging in to UBTgo® via a web browser, you have access to:
- All your accounts in one convenient location
- Debit card controls
- Stop payment for checks
- Transfer money to yourself and others
- Pay bills
- And much more
Mobile Wallet Giveaway
Add your card to mobile wallet and you could win $100*
Want the chance to be one of 10 who wins $100?* Just add your UBT debit card to your mobile wallet between Nov. 10 and Dec. 19!
Setup is easy — simply go to the Debit Cards section of UBTgo and follow the prompts. Once your card is in your mobile wallet, you’ll be automatically entered in the drawing — and you’ll be able to make easy, secure payments from your mobile device.
Mobile wallet
Push your card to your device’s mobile wallet directly from UBTgo.
Spend Insights
See when, where, and how you used your debit card with a detailed breakdown of your debit card spending.
Card on File
Review recurring payments and which merchants you have your debit card stored with.
Controls & alerts
Set up controls and alerts to manage your debit card spending and get notified if something changes.
Card on/off
Turn your debit card on or off right from the UBTgo app.
Travel notes
Set up travel notifications for your debit card to let us know when and where you’ll be traveling so we know it’s you.
Personal BillPay
Save yourself a trip to the mailbox
Binge-watching shows is fun. Remembering to pay your utility bills is not. Set up your bills to be paid automatically, on whatever day you choose, with BillPay from UBT. There are no monthly fees, and you can set up reminders for upcoming bills.
Deposit checks from your phone
Deposit your birthday money before your candles are even done smoking. You can deposit checks whenever, wherever using the UBTgo mobile app. Just be sure to endorse the back of the check with the words “For Mobile Deposit Only at Union Bank” along with your signature when you deposit your check.
Account-to-account transfers
Get your money where you need it, when you need it there, by utilizing UBTgo’s money management tools. Whether it’s transferring money between your UBT accounts, to someone else’s UBT account, or even to an account at another financial institution, UBT makes money transfers fast and easy.
Zelle®
Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you.1 Use Zelle® to gift money, pay the sitter, or split the cost of a night out.
Pay on the go with mobile wallet
Have you added your UBT credit or debit card to your smartphone’s mobile wallet yet? Using your mobile wallet is a fast, simple, secure way to pay for goods and services. Not sure how to get started? Check out our step-by-step tutorial.
Frequently Asked Questions
Union Bank's routing number is 104910795.
You can find your account number in a few places:
- In UBTgo accessed through desktop or the mobile browser on the Account Details section of the Account Activity Screen
- On your checks
- On a monthly statement either mailed to your or accessed through UBTgo
An paperless statement is an electronic mail notification sent to your e-mail address the day your statement is available to view in UBTgo. The paperless statement will replace your current paper statement, providing you immediate access to your account information.
You may enroll in paperless statements by logging into UBTgo and selecting Paperless Statement Enrollment from the secondary menu.
- When logged into UBTgo from your mobile device, click on the "Deposits" on the bottom of the screen, or from the Menu at the top of the screen, select "Deposit a Check"
- Be sure to endorse the back of the check with "For Mobile Deposit Only at Union Bank" and your signature
- Select the account you wish to deposit into
- Enter the amount of the check
- Take images of the front and back of the check
- Select "Make Deposit"
- Successful deposits will be listed under "View Deposit History"
Deposit Limits |
Funds Availability |
| $3,000 daily deposit limit per user | Funds are normally received within two business days. Please keep your paper check until the funds are posted to your account. Once received, view your deposit status under Deposit History. |
UBTgo is an online platform that lets you access your accounts from your personal computer or smart device 24 hours a day, seven days a week. You can review all the details of your Union Bank accounts, as well as check balances and track spending, transfer funds, verify payments, see if checks have cleared, access debit card controls, and access account statements.
To enroll via your web browser: Visit ubt.com/personal/online-mobile-banking and click the Sign Up link on the login box, then follow the prompts to create your account.
To enroll via your smartphone: Download the UBTgo app from either Apple's App Store (for Apple devices) or Google Play (for Android devices), then tap Register and follow the prompts to create your account.
No, Union Bank & Trust does not charge any fees to use Zelle® in UBTgo. Your mobile carrier’s messaging and data rates may apply.
No, Zelle® payments cannot be reversed.
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our Customer Support team for assistance with canceling the pending payment.
If the person you sent money to has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our Customer Support team to determine what options are available.
Need Support?
Connect with our people online
iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
Android™, Google Play™, and Google Play logo are trademarks of Google LLC.
✳Message and data rates may apply.
App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
Copyright © 2023. All rights reserved.
*NO PURCHASE NECESSARY. Void where prohibited. Participate in the Drawing by adding your UBT Debit card to mobile wallet between Monday, November 10, 2025, at 12:01 a.m. Central Time and Friday, December 19, 2025, at 11:59 p.m. per Central Time (the "Promotion Period"). You may also participate in the Drawing by mailing an entry to: Union Bank and Trust Attn: Whitney Lake, PO Box 82535, Lincoln, NE 68501. You must be at least 18 years of age and a resident of the 50 United States or the District of Columbia at time of entry. Residents of the state of Maine are not eligible to participate. YOU MUST NOT BE PROHIBITED BY FEDERAL OR STATE LAW FROM ENTERING THIS DRAWING OR FROM WINNING THE PRIZE. You may enter only once. You need not be present to win. You may win only once. Ten winners will each receive one (1) cash prize valued at $100.00. Total value of all prizes awarded is $1,000.00. Odds of winning depend on the number of entries received. Official Rules available at www.ubt.com/mobilewalletcontest. This Drawing is in no way sponsored, endorsed or administered by, or associated with Visa. Employees of Union Bank and Trust Company, its parent, subsidiary and affiliated companies, and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. Member FDIC.
