Even if you spent more during the holidays than you had intended, you can easily organize your finances in the New Year by consolidating to a UBT Credit Card. You’ll take advantage of great interest rates, no fee on your balance transfer, and you’ll even earn ScoreCard Rewards bonus points on your total balance transferred. Now’s the time to reward yourself by upgrading to a UBT credit card. Get started by calling our credit card area at 888.828.4450.
Which credit card is right for you? Compare them below, make your selection, and we'll make applying easy.
| MyStyle Credit Card | Classic Credit Card | Platinum Credit Card | Secured Credit Card | |
|---|---|---|---|---|
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| APPLY NOW | APPLY NOW | APPLY NOW | APPLY NOW | |
| Features | ||||
|
Intro APR |
5.9% for 6 months |
No | No | No |
| APR (variable) | 18.99% | 15.00% | 12.00% | 18.99% |
| Annual Fee | No | No | No | $32 |
| Late Fee | Up to $35 | Up to $35 | Up to $35 | Up to $35 |
| Cash Advance Fee |
$5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
| Purchase Grace Period | 25 Days | 25 Days | 25 Days | 25 Days |
| Foreign Transaction Fee | 3.00% | 3.00% | 3.00% | 3.00% |
| ScoreCard Rewards Program | ||||
| 1 - 1 Points | Yes | Yes | Yes | Yes |
| Additional Benefits | ||||
| Identity Theft Reimbursement Insurance | Yes | Yes | Yes | No |
| Identify Theft Victim Assistance | Yes | Yes | Yes | No |
| Travel Reservation Service | Yes | Yes | Yes | No |
| 90 Days Product Protection | Yes | Yes | Yes | No |
| Extended Warranty | Yes | |||
| Personal Shopper | Yes | |||
Click here for the Cardholder Agreement for all Union Bank Credit Cards