Credit Cards

Even if you spent more during the holidays than you had intended, you can easily organize your finances in the New Year by consolidating to a UBT Credit Card. You’ll take advantage of great interest rates, no fee on your balance transfer, and you’ll even earn ScoreCard Rewards bonus points on your total balance transferred. Now’s the time to reward yourself by upgrading to a UBT credit card. Get started by calling our credit card area at 888.828.4450.

Which credit card is right for you? Compare them below, make your selection, and we'll make applying easy.

 MyStyle
Credit Card
Classic
Credit Card
Platinum
Credit Card
Secured
Credit Card
   MyStyle Credit Card  Classic Credit Card  Platinum Credit Card  Secured Credit Card
  APPLY NOW APPLY NOW APPLY NOW APPLY NOW
Features

Intro APR

5.9%
for 6 months 
No No No
APR (variable) 18.99% 15.00% 12.00% 18.99%
Annual Fee No No No $32
Late Fee Up to $35 Up to $35 Up to $35 Up to $35
Cash Advance
Fee 
$5.00 or 4%,
whichever is
greater
$5.00 or 4%,
whichever is 
greater
$5.00 or 4%,
whichever is
greater
$5.00 or 4%,
whichever is
greater
Purchase Grace Period 25 Days 25 Days 25 Days 25 Days
Foreign Transaction Fee 3.00% 3.00% 3.00% 3.00%
ScoreCard Rewards Program
1 - 1 Points Yes Yes Yes Yes
Additional Benefits
Identity Theft Reimbursement Insurance Yes Yes Yes No
Identify Theft Victim Assistance Yes Yes Yes No
Travel Reservation Service Yes Yes Yes No
90 Days Product Protection Yes Yes Yes No
Extended Warranty     Yes  
Personal Shopper     Yes  

Click here for the Cardholder Agreement for all Union Bank Credit Cards

Customers will receive 1 Bonus Point for every $1 transferred. Advance amounts are limited by individual credit limits. Offer valid on personal card accounts only, excluding the Secured Card, through February 28, 2014. New credit cards are subject to credit approval.