When looking for a credit card, you want a great rate, low fees, rewards and other added benefits like Identity Theft Protection. Our cards have all of that, plus great, local service when you have questions.
Which credit card is right for you? Compare them below, make your selection, and we’ll make applying easy. If you have questions about applying for a new UBT Credit Card, call 402.323.1789; or if you need support for your existing UBT Credit Card call 402.323.1465.
| Classic Credit Card | Platinum Credit Card | Secured Credit Card | |
|---|---|---|---|
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| APPLY NOW | APPLY NOW | APPLY NOW | |
| Features | |||
|
Intro APR |
No | No | No |
| APR (variable) | 16.75% | 13.75% | 20.74% |
| Annual Fee | No | No | $32 |
| Late Fee | Up to $37 | Up to $37 | Up to $37 |
| Balance Transfer Fee | $5.00 or 3%, whichever is greater |
$5.00 or 3%, whichever is greater |
$5.00 or 3%, whichever is greater |
| Cash Advance Fee | $5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
| Purchase Grace Period | 25 Days | 25 Days | 25 Days |
| Foreign Transaction Fee | 3.00% | 3.00% | 3.00% |
| ScoreCard Rewards Program | |||
| 1 - 1 Points | Yes | Yes | Yes |
Click here for the Consumer Cardholder Agreement for the above cards