When looking for a credit card, you want a great rate, low fees, rewards and other added benefits like Identity Theft Protection. Our cards have all of that, plus great, local service when you have questions.
Which credit card is right for you? Compare them below, make your selection, and we’ll make applying easy.
| Classic Credit Card | Platinum Credit Card | Secured Credit Card | |
|---|---|---|---|
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| APPLY NOW | APPLY NOW | APPLY NOW | |
| Features | |||
|
Intro APR |
No | No | No |
| APR (variable) | 16.00% | 13.00% | 19.99% |
| Annual Fee | No | No | $32 |
| Late Fee | Up to $37 | Up to $37 | Up to $37 |
| Balance Transfer Fee | $5.00 or 3%, whichever is greater |
$5.00 or 3%, whichever is greater |
$5.00 or 3%, whichever is greater |
| Cash Advance Fee | $5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
$5.00 or 4%, whichever is greater |
| Purchase Grace Period | 25 Days | 25 Days | 25 Days |
| Foreign Transaction Fee | 3.00% | 3.00% | 3.00% |
| ScoreCard Rewards Program | |||
| 1 - 1 Points | Yes | Yes | Yes |
| Additional Benefits | |||
| Cardcentive Travel ID | 5822 | 5830 | N/A |
| Identity Theft Reimbursement Insurance | Yes | Yes | No |
| Identify Theft Victim Assistance | Yes | Yes | No |
| Travel Reservation Service | Yes | Yes | No |
| 90 Days Product Protection | Yes | Yes | No |
| Extended Warranty | No | Yes | No |
| Personal Shopper | No | Yes | No |
Click here for the Consumer Cardholder Agreement for the above cards