Buying a home
Our friendly mortgage loan experts will find the right loan for you. The first step is to prequalify.
Building a home
We’ll work with you and your builder to make the building process as easy and seamless as possible.
Refinancing
Refinancing can help you achieve long term financial goals by lowering your rate or shortening the life of your loan.
Improving your home
Home equity loans and lines of credit put your home’s equity to work for you.
If you’re ready to begin the house-hunting process, getting prequalified is a great place to start. Our loan officers will work with you to find out what you can afford so you can be a competitive buyer. Click to learn more about the prequalification process and apply to get prequalified using our handy form.
Where can I find rates?
Since they are personalized based on your credit history, rates can vary quite a bit. If you’d like to learn what your rate would be, scroll down and reach out to a home loan officer today!
Check Rates or Schedule a Consultation
Frequently Asked Questions
For specific questions related to your property escrow analysis, it’s best if you contact one of our Lincoln Nebraska based servicing specialists toll free at 833-560-1116. They will review your individual situation, talk through changes in your escrow, and assist with questions you have about your options.
Although each situation is different, there are several reasons to refinance including:
- To lower your monthly principal and interest payments.
- To move to a secure, fixed rate loan.
- To take cash out of the equity in your home.
For more information on refinancing your home, call 402-323-1128 in Lincoln, or toll-free 1-800-297-2837.
Closing costs cover all the fees and expenses associated with a loan transaction. Closing costs may include fees for an appraisal, credit report, title insurance, survey, and points. Closing costs vary depending upon the loan product.
An appraisal is a report made by a qualified person, who sets forth an opinion or estimate of property value. Among other considerations of value, the appraisal uses recent local real estate sales activity as a major basis for valuation.
PMI is protection for the lender against loss if a borrower defaults. Typically for Conventional loans, PMI is required if your down payment is less than 20% of the purchase price. For example, on a purchase price of $100,000, PMI would be required if you put less than $20,000 (20% of $100,000) as a down payment. Other types of loans such as FHA, VA, and USDA have similar versions of PMI.
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Loan products subject to credit approval.
