Savings, Money Markets & CDs

Let’s find the savings plan that fits you.

You know you want to save, but finding the right account can be a challenge. Let’s start by looking at what matters to you, then compare the account options below. Consider how long you have to invest, how accessible you want your funds, and how sensitive you are to risk.

If you’d like help navigating the options, just call us, open an online chat, or stop by your nearest branch.

 Certificates
of Deposit
Union
Savings
MyStyle
Savings
 
Union
Money
Fund
Value
Edge
Money
Market
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The Basics Guaranteed return on your investment with the flexibility to select your own term. Basic savings with the flexibility to easily deposit and withdraw money. For 25 year-olds and under, savings with your choice of features that let you be you. A savings account with the opportunity to earn higher interest and will allow checks to be written. For those
who want
to earn
higher
interest on
balances
over
$10,000
and want
to use
checks and
an ATM
card.
Age
Require-ments
 None None 25 and Under None None
Minimum
Opening
Deposit 
$1,000 on
most CDs
$25 $25 $50 $10,000
Monthly
Fee 
 No $3; waived for persons under age 18, and waived with a $100 average available balance. $3; waived for persons under age 18, and waived with a $100 average available balance. $5; waived with a $1,000 average available balance. No
Interest
Paid 
Yes; interest rate varies.  A higher interest rate may be paid on balances of $25,000 and more. Yes; interest rate varies Yes; interest rate varies Yes; Interest is paid on balances of $2,500 and more.  Interest rates are tiered by balance. Yes;
Interest is
paid on all
balances. 
Interest
rates are
tiered by
balance.
ATM
Usage 
 No Free at all Union Bank ATMs, plus two non-Union Bank ATMs each statement cycle.* Free at all Union Bank ATMs, plus two non-Union Bank ATMs each statement cycle.* Free at all Union Bank ATMs, plus up to 2 non-Union Bank ATMs each statement cycle.* Free at all
Union Bank
ATMs, plus
two non-
Union Bank
ATMs each
statement
cycle.*
e-Statements
Required? 
 No No Yes No No
e-Statements
Available?
 No Yes Yes Yes Yes
Online Statement History  Yes Yes Yes Yes Yes
Withdrawals
Allowed
Early
withdrawals
may be assessed a penalty.
Six free per calendar month.  $1 for each additional. Six free per calendar month.  $1 for each additional. Free withdrawals and checks. A total of six free checks or withdrawals per month; $25 for each additional.
    These products have transfer and withdrawal limitations. See account disclosures for additional information.
24-Hour
Account
Access 
Sign up for free: Online Banking, Mobile Banking, Mobile Deposit, BillPay, e-Statements, e-Alerts, PopMoney, TeleBank
Relationship
Advantage 
Maintain $10,000 in total deposits with Union Bank to automatically waive all fees on one personal checking account, plus unlimited use of all non-Union Bank ATMs.

* Some ATM owners may have their own surcharge, of which we have no control and are not able to waive.

Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.