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  • Personal
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Showing 341-350 of 479
6/20/2025

Starting young: How to build credit for kids

https://www.ubt.com/learning-center/blogs/starting-young-how-build-credit-kids
Add your child as an authorized user on your credit card to help them build credit early and learn financial responsibility.
Read More
  • Personal
  • Managing Your Money
  • Banking 101
6/25/2025

How do loans work?

https://www.ubt.com/learning-center/blogs/how-do-loans-work
Loans help fund life's big moments, like buying a car or paying for college. Learn how loans work, their costs, and how to manage them.
Read More
  • Personal
  • Managing Your Money
  • Loans
  • Personal Loans
  • Banking 101
6/25/2025

Smart strategies for saving for college and the future

https://www.ubt.com/learning-center/blogs/smart-strategies-saving-college-and-future
Planning for college involves understanding costs, starting early, setting goals, and exploring savings options like 529 plans.
Read More
  • Personal
  • Banking 101
  • Savings
  • College Savings
6/4/2025

5 great tools for receiving payments

https://www.ubt.com/learning-center/blogs/5-great-tools-receiving-payments
Making money is what being in business is all about. We have lots of tools to help get your receivables into your account quickly and efficiently.
Read More
  • Business
  • Running a Business
  • Business Banking
6/11/2021

Investment advice vs. investment education

https://www.ubt.com/learning-center/blogs/investment-advice-vs-investment-education
What is the difference between advice and education? It might not seem like a big deal, but each term has real implications that you should understand.
Read More
  • Personal
  • Retirement
  • Retirement Plans
3/6/2023

Saving tips and tricks

https://www.ubt.com/learning-center/blogs/saving-tips-and-tricks
While saving money may not be painless, UBT can make it easier.
Read More
  • Personal
  • Managing Your Money
  • Budgeting
  • Financial Literacy
11/20/2020

Small Business Lending

https://www.ubt.com/small-business-lending
The Right Loan for Your Business. If your small business is ready to grow, we can help you find financing that fits. Simply provide some information to help us
Read More
  • Business
12/20/2023

The better way to pay: Ready Loan or credit card?

https://www.ubt.com/learning-center/blogs/better-way-pay-ready-loan-or-credit-card
When should you get a personal loan vs. using a credit card? We take a closer look at your options, including our collateral-free Ready Loans.
Read More
  • Managing Your Money
  • Loans
  • Personal Loans
  • Credit Card
10/4/2023

Good, better, and best practices for all rate environments

https://www.ubt.com/learning-center/blogs/good-better-and-best-practices-all-rate-environments
Rates go up, and rates come back down. Knowing how to navigate them to your advantage either way can mean the difference between making and losing money.
Read More
  • Personal
  • Managing Your Money
  • Investing
  • Loans
  • Topical
3/13/2024

How to change your phone number in UBTgo

https://www.ubt.com/learning-center/blogs/how-change-your-phone-number-ubtgo
Updating your phone number in UBTgo doesn’t have to be a complicated process — learn how here!
Read More
  • Personal
  • Online Banking
  • UBTgo

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