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  • Personal
    • Column
      • Checking
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      • Certificates of Deposit (CD)
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        • Starting an Emergency Fund
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        • Graduating College
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Showing 281-290 of 415
9/1/2023

What is mortgage underwriting and why does it matter?

https://www.ubt.com/learning-center/blogs/what-mortgage-underwriting-and-why-does-it-matter
If you’ve ever wondered what underwriting is and why it’s done, we’re here to make it easier to understand.
Read More
  • Personal
  • Owning a Home
  • Mortgages
7/1/2024

Social Security: Choosing your right time

https://www.ubt.com/learning-center/blogs/social-security-choosing-your-right-time
Make sure you take full advantage of your Social Security benefits by planning for the opportune time to apply and receive benefits.
Read More
  • Personal
  • Investing
  • Retirement
2/17/2026

Six smart ways to use your tax refund

https://www.ubt.com/learning-center/guides/six-smart-ways-use-your-tax-refund
It’s that time again: Spring is crawling ever closer, and Tax Day is just around the corner. Need a little inspiration? Here are six smart uses for your refund.
Read More
  • Business
  • Managing Your Money
  • Taxes
11/8/2021

Do you have a will?

https://www.ubt.com/learning-center/blogs/do-you-have-will
It's important to set up a will when estate planning, even if you already have a revocable, or "living", trust.
Read More
  • Personal
  • Estate Planning
5/1/2025

How much cash should you keep in your business checking account?

https://www.ubt.com/learning-center/blogs/how-much-cash-should-you-keep-your-business-checking-account
Striking the balance between liquidity and growth is essential for every business or nonprofit.
Read More
  • Business
  • Running a Business
  • Savings
6/1/2021

Why you want a local private banker

https://www.ubt.com/learning-center/blogs/why-you-want-local-private-banker
Read on for some key reasons we think choosing local is the right move for private banking.
Read More
  • Business
  • Private Banking
5/18/2023

Tools to make accounts payable a breeze

https://www.ubt.com/learning-center/blogs/tools-make-accounts-payable-breeze
Learn about all the different ways UBT can help your business with payables.
Read More
  • Business Banking
10/29/2019

Statement Information

https://www.ubt.com/statement-information
Telephone or write us at the address or phone number noted below as soon as you can, if you think your statement or receipt is wrong or if you need more informa
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  • Personal
11/2/2023

Better together: financial planning and investing

https://www.ubt.com/learning-center/blogs/better-together-financial-planning-and-investing
While financial planning focuses on the overall management of your finances, investing is a specific strategy within that broader framework.
Read More
  • Managing Your Money
  • Financial Planning
  • Wealth Management
  • Investing
5/1/2024

What are your options to fund long-term care expenses?

https://www.ubt.com/learning-center/blogs/what-are-your-options-fund-long-term-care-expenses
Few things can upend an estate plan like unplanned long-term care expenses. Here are ways to fund those expenses.
Read More
  • Personal
  • Estate Planning

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