5/22/2025 After a person dies, his or her debts live on https://www.ubt.com/learning-center/blogs/after-person-dies-his-or-her-debts-live Managing debt in an estate can be complex, especially if the estate is insolvent. If you have questions, consult with us. Read More PersonalEstate Planning
1/13/2023 A single parent’s estate plan should address specific circumstances https://www.ubt.com/learning-center/blogs/single-parents-estate-plan-should-address-specific-circumstances If you’re a single parent, does your estate plan adequately address the care of your minor children should you become incapacitated or die suddenly? Read More PersonalEstate PlanningEstate Planning
11/1/2021 Rewards or cash back? A benefit breakdown https://www.ubt.com/learning-center/blogs/rewards-or-cash-back-benefit-breakdown If you're wondering if you should choose a credit card with rewards points or cash back, we'll break down the benefits of both and provide another option. Read More PersonalBuilding CreditCredit Card
2/10/2026 Plan for your health care before you need it https://www.ubt.com/learning-center/blogs/plan-your-health-care-you-need-it Estate planning isn’t just about what happens to your assets after you die. It’s also about protecting yourself and your loved ones. Read More PersonalEstate Planning
6/26/2024 Is your church prepared to apply for a loan? https://www.ubt.com/learning-center/blogs/your-church-prepared-apply-loan UBT's Ryan Coleman discusses important points churches will need to consider when preparing to request a loan from a financial institution. Read More BusinessRunning a BusinessChurch Loans
12/17/2025 Benefits enrollment season: What you need to know https://www.ubt.com/learning-center/blogs/benefits-enrollment-season-what-you-need-know Learn what benefits enrollment season means, why it matters, and how Omnify makes choosing health, dental, and savings plans simple and stress-free. Read More BusinessHealth BenefitsOmnifyEmployee Benefits
9/10/2019 Should I refinance my home loan? https://www.ubt.com/should-i-refinance-my-home-loan When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and closing costs. Read More PersonalMortgages
10/28/2025 Don’t let beneficiary designations thwart your estate plan https://www.ubt.com/learning-center/blogs/dont-let-beneficiary-designations-thwart-your-estate-plan Are you paying proper attention to beneficiary designations for your retirement accounts, life insurance policies and other “nonprobate” assets? Read More PersonalEstate Planning
10/6/2023 Should you name a family member as your executor? https://www.ubt.com/learning-center/blogs/should-you-name-family-member-your-executor Your choice of a family member to be your estate’s executor may not be the best option. Read More PersonalEstate Planning
8/29/2019 Building a Home https://www.ubt.com/personal/home-loans/building-home Building a home can be an overwhelming process. Our Construction Loan Officers are experts and can reduce the stress of financing your home. Read More PersonalMortgagesConstruction Loans