Come back soon!

To the best customers and employees around, UBT is honored and thankful that you continue to count us among the best of the best in Lincoln. We’re grateful to be celebrating Lincoln’s Choice Award wins in two categories:

• Best Bank
• Best Mortgage Lender

We mean it when we say your money has people, and we’re looking forward to another year of helping you thrive. 

Use this personal loan calculator to determine the total amount of your personal loan (principal + interest) and how much you will need to contribute monthly to pay it off by the end of the loan term.

The Annual Percentage Yield (APY) is based on quarterly compounding. You must maintain a minimum balance of $1,000 to open the account and obtain the APY. APYs accurate as of 6/16/2026. Penalty for early withdrawal, which may reduce earnings.

When the unexpected happens, UBT is there. A Ready Loan from UBT gives you the flexibility to use your loan for whatever you choose — right away.

• Streamlined application
• No collateral or appraisals required
• Access to your funds in as little as 24 hours

Our loan specialists — like Jennifer — are standing by to help.