UNL MyStyle Checking
A checking account that’s exclusively for UNL students
Enjoy all the benefits of free checking with UBT — like instant-issue debit cards, no monthly fee, and easy online access — plus your choice of three of the following bonus features:
- $50 (requires e-Statements and 10 point-of-sale transactions)1
- ATM fee freedom2
- Free designer debit card
- $10 mobile banking bonus3
- One “oops” overdraft fee waiver per year4
Designed especially for those 25 and under, a savings account with your choice of two personalized features.
It’s never too early to start thinking about ways to build your credit. We’ll help you get started.
Whether you’re living off-campus, here from out of state, or just looking to take more road trips, a new (or new-to-you) vehicle might be just what you need.
Bankers Who Are Students Like You
Your money has people — on-campus people
At UBT, our people take pride in being part of the communities they serve — like Elijah, who is a student at UNL and loves being able to help his fellow Huskers. We even have team members who are multi-lingual to better serve international students.
UNL Debit Cards
Getting a debit card is fast and easy
We get it — sometimes debit cards get misplaced. That’s why we’ve made it easy to instantly get a replacement card printed at a UBT branch (like the one in the Nebraska Union). Plus, when you open a UNL MyStyle Checking account, you can pick a FREE designer debit card as one of your bonus features, like our exclusive UNL design that lets you rep your Husker spirit no matter where you go.
Would you like us to support an organization you belong to? Fill out our sponsorship request form for our UNL Donations Committee to review.
UBTgo Mobile App
Find out why our app has 4.9 stars
The UBTgo mobile app✳ is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.
Frequently Asked Questions
Domestic students need a government issued ID and their N Card.
International students will need a passport and their N Card.
Visit ubt.com or download the UBTgo mobile app. Choose the registration option and fill out all of the information asked for.
For UNL international students, faculty, and staff:
If you do not have a social security number, use the first four digits of your UNL Student ID number unless otherwise instructed. If you haven't gotten a U.S. phone number yet, fill in the phone number field with zeros.
Union Bank's routing number is 104910795.
You can find your account number in a few places:
- In UBTgo accessed through desktop or the mobile browser on the Account Details section of the Account Activity Screen
- On your checks
- On a monthly statement either mailed to your or accessed through UBTgo
Savings accounts are best for money that you intend to set aside. You can deposit into your savings account as many times as you like, but there are limits on how often you can withdraw in a month. Typically, savings accounts earn some interest.
Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud.
SWIFT Code: UNTUUS42
To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:
- Receiving Bank: Union Bank & Trust Co.
- SWIFT Code: UNTUUS42
- Beneficiary: Union Bank & Trust Co. Account Name
- Address: Union Bank & Trust Co. Account Address
- Account Number: Union Bank & Trust Co. Account Number
Connect with our people online
UNL MyStyle Checking Details: For currently enrolled UNL students. $50 opening deposit. (1)Within 60 days of account opening you must enroll in e-Statements via Online or Mobile Banking and have 10 debit card purchases posted (excludes ATM transactions). $50 credited to active account within 10 days of month-end if both requirements met. New checking account customers only. Cannot be combined with other offers. (2)ATM Usage Fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess.) (3)$10 deposited to active account within 30 days of account-opening month-end. (4)Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. Account not affiliated with or endorsed by any college or university.
MyStyle Savings Details: For ages 25 and younger. $25 opening deposit. Annual percentage yield accurate as of the effective date in the deposit account rates. Rate subject to change. Fees may reduce earnings. (1) Waives $3 monthly maintenance fee. (2) Requires minimum balance of $500 on last day of the month of account’s 1-year anniversary, then $25 deposited within 10 days. (3) We will match up to $10 of your RoundUp deposits posted within 60 days of enrollment.