UNL Student Banking

The exclusive on-campus bank that’s got your back

Between studying, working, and having a social life, you’ve got a lot on your plate. We’re here to help make managing your money as easy as possible.

UNL MyStyle Checking

A checking account that’s exclusively for UNL students

Enjoy all the benefits of free checking with UBT — like instant-issue debit cards, no monthly fee, and easy online access — plus your choice of three of the following bonus features:

    • $50 (requires e-Statements and 10 point-of-sale transactions)1
    • ATM fee freedom2
    • Free designer debit card 
    • $10 mobile banking bonus3
    • One “oops” overdraft fee waiver per year4
    Couple on bike

    Bankers Who Are Students Like You

    Your money has people — on-campus people

    At UBT, our people take pride in being part of the communities they serve — like Elijah, who is a student at UNL and loves being able to help his fellow Huskers. We even have team members who are multi-lingual to better serve international students.

    Elijah Eubanks

    UNL Debit Cards

    Getting a debit card is fast and easy

    We get it — sometimes debit cards get misplaced. That’s why we’ve made it easy to instantly get a replacement card printed at a UBT branch (like the one in the Nebraska Union). Plus, when you open a UNL MyStyle Checking account, you can pick a FREE designer debit card as one of your bonus features, like our exclusive UNL design that lets you rep your Husker spirit no matter where you go.

    UNL Sponsorships

    Let’s make our community better together

    Would you like us to support an organization you belong to? Fill out our sponsorship request form for our UNL Donations Committee to review.

    On-campus support and resources

    Nebraska Union branch

    As a student, life happens on campus — so your banking should, too. You’ll find a full-service branch inside the Nebraska Union, plus convenient ATMs located on both campuses.

    Online chat

    Need help from a real person but don’t have time to run down to the branch? We’ve got you covered. Simply start a chat with a member of our friendly, local customer support team.

    Meet with a banker

    If you’re looking to have a larger conversation about your finances, investing for the future, or any other banking needs, you can set up a time to meet with someone at the campus branch.

    UBTgo Mobile App

    Find out why our app has 4.9 stars

    The UBTgo mobile app✳ is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.

    UBTgo mobile app

    Frequently Asked Questions

    What do I need to open a UNL MyStyle Account?

    Domestic students need a government issued ID and their N Card.

    International students will need a passport and their N Card.

    How do I set up online banking?

    Visit ubt.com or download the UBTgo mobile app. Choose the registration option and fill out all of the information asked for. 

    For UNL international students, faculty, and staff:

    If you do not have a social security number, use the first four digits of your UNL Student ID number unless otherwise instructed. If you haven't gotten a U.S. phone number yet, fill in the phone number field with zeros. 

    Where can I find my account number and routing number?

    Union Bank's routing number is 104910795.

    You can find your account number in a few places:

    1. In UBTgo accessed through desktop or the mobile browser on the Account Details section of the Account Activity Screen
    2. On your checks
    3. On a monthly statement either mailed to your or accessed through UBTgo


    What is the reason for a savings account?

    Savings accounts are best for money that you intend to set aside. You can deposit into your savings account as many times as you like, but there are limits on how often you can withdraw in a month. Typically, savings accounts earn some interest. 

    Can I use my debit card internationally?

    Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud. 

    What is UBT's Wire SWIFT Code for receiving an international wire?

    SWIFT Code: UNTUUS42

    To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:

    1. Receiving Bank: Union Bank & Trust Co.
    2. SWIFT Code: UNTUUS42
    3. Beneficiary: Union Bank & Trust Co. Account Name
    4. Address: Union Bank & Trust Co. Account Address
    5. Account Number: Union Bank & Trust Co. Account Number

    Need Support?

    Connect with our people online

    UNL MyStyle Checking Details: For currently enrolled UNL students. $50 opening deposit. (1)Within 60 days of account opening you must enroll in e-Statements via Online or Mobile Banking and have 10 debit card purchases posted (excludes ATM transactions). $50 credited to active account within 10 days of month-end if both requirements met. New checking account customers only. Cannot be combined with other offers. (2)ATM Usage Fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess.) (3)$10 deposited to active account within 30 days of account-opening month-end. (4)Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. Account not affiliated with or endorsed by any college or university.

    MyStyle Savings Details: For ages 25 and younger. $25 opening deposit. Annual percentage yield accurate as of the effective date in the deposit account rates. Rate subject to change. Fees may reduce earnings. (1) Waives $3 monthly maintenance fee. (2) Requires minimum balance of $500 on last day of the month of account’s 1-year anniversary, then $25 deposited within 10 days. (3) We will match up to $10 of your RoundUp deposits posted within 60 days of enrollment.