Special Auto Loan Promotion
Hit the road with rates as low as 2.99% APRꭝ
Thinking of upgrading your ride? Put yourself in the driver’s seat when you take advantage of our summer auto loan special. Now through September 30, 2020, you can choose from:
2.99% APRꭝ on an auto loan for up to 48 months
— OR —
3.99% APRꭝ on an auto loan for 49 to 72 months
Plus, we’ll waive the origination fee, and you’ll have up to 90 days before your first payment is due. If you already have an auto loan, this offer is good for refinancing, too! Save yourself some cash — or get a little extra to put toward something else.
ꭝOffers subject to credit approval; must have a credit score of 720 or higher. Minimum loan amount of $5,000 in new money. Promotional Annual Percentage Rate (APR) of 2.99% is for up to 48 month term. 3.99% APR is for 49-72 month term. For example: a $5,000 loan with 2.99% APR would result in 48 monthly payments of $110.78, and a $10,000 loan with 3.99% APR would result in 72 monthly payments of $156.41. Requires automatic payment from a Union Bank checking account. Promotion valid on 2015 models and newer on applications received August 1 – September 30, 2020. Not valid on loans in process. Cannot be combined with any other offer.
COVID-19 Relief
We know things are still rocky as our communities focus on reopening. We’re here to help our customers avoid further financial hardship. Please contact us to discuss your situation further.
Cars and trucks
Buying a sensible sedan for your teenager? Or a truck to tackle your weekend adventures? We have loans for that and more.
Motorcycles
If you’re ready to hit the open road and feel the wind in your hair, choose a loan from UBT for your new motorcycle purchase.
Recreational vehicles
Get all the comforts of home no matter where you are. Make your next road trip a lot more fun with an RV loan from UBT.
Competitive rates
We aim to give you the best bang for your buck — you can even earn discounts off your interest rate if you make automatic payments from a UBT checking account.
No prepayment penalties
Ready to pay off your loan? We won’t ding you for paying it off faster. Handle your payoff on your own timeline, so you can move on to the next project.
Up to 45 days to first payment
Quick loan approval doesn’t have to mean a quick first payment. Enjoy a little lag time between the day you get your money and the day you start paying it back.
Lending experts
When it comes to finding the right loan, you don’t have to go it alone. At UBT, you’ll find help from real people who really care about finding the right fit.
3 easy ways to pay your loan
Whether you pay online, via check, or in person, making payments to your loan is easy as can be.
Loan Offerings
Ready loan
Quick and easy, with no collateral required.
Auto loans
We’re here for you when it’s time to upgrade or refinance your ride.
Home loans
We’ll find the right loan for you to make that new house your home.
Home equity
Use your home’s value to tackle a project or finance whatever’s next in your life.
RV loans
Enjoy the comforts of home, on the road.
Have questions?
Get help from an expert
Loan products subject to credit approval.
ꭝOffers subject to credit approval; must have a credit score of 720 or higher. Minimum loan amount of $5,000 in new money. Promotional Annual Percentage Rate (APR) of 2.99% is for up to 48 month term. 3.99% APR is for 49-72 month term. For example: a $5,000 loan with 2.99% APR would result in 48 monthly payments of $110.78, and a $10,000 loan with 3.99% APR would result in 72 monthly payments of $156.41. Requires automatic payment from a Union Bank checking account. Promotion valid on 2015 models and newer on applications received August 1 – September 30, 2020. Not valid on loans in process. Cannot be combined with any other offer.