Auto Loans

A loan that puts you in the driver’s seat — literally

An auto loan from UBT makes the buying process almost as fun as the test drive.

Buying a Car

Get behind the wheel faster with UBT

Ready to upgrade your ride? We’ll make it easy, starting with a free pre-approval. Find out what you can afford, how much you can borrow, and other helpful advice to make buying your car a fast and smooth process. We can also help you find a lower rate, shorter term, or consolidate debt by refinancing your current auto loan.

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COVID-19 Relief

We're here for you

We know things are still rocky as our communities focus on reopening. We’re here to help our customers avoid further financial hardship. Please contact us to discuss your situation further.

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Cars and trucks

Buying a sensible sedan for your teenager? Or a truck to tackle your weekend adventures? We have loans for that and more.

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Motorcycles

If you’re ready to hit the open road and feel the wind in your hair, choose a loan from UBT for your new motorcycle purchase.

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Recreational vehicles

Get all the comforts of home no matter where you are. Make your next road trip a lot more fun with an RV loan from UBT.

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Why borrow from UBT?

Competitive rates

We aim to give you the best bang for your buck — you can even earn discounts off your interest rate if you make automatic payments from a UBT checking account.

No prepayment penalties

Ready to pay off your loan? We won’t ding you for paying it off faster. Handle your payoff on your own timeline, so you can move on to the next project.

Up to 45 days to first payment

Quick loan approval doesn’t have to mean a quick first payment. Enjoy a little lag time between the day you get your money and the day you start paying it back.

Lending experts

When it comes to finding the right loan, you don’t have to go it alone. At UBT, you’ll find help from real people who really care about finding the right fit.