Special Offer
Right now, when you set up automatic payments from your UBT checking or savings account, you’ll get 0.50% off the rate sheet on your new auto loan. If you don’t yet have accounts with UBT, now’s the perfect time to get started — you could get up to $250** when you meet requirements. Win win. Vroom vroom.
Buying a Car
Get behind the wheel faster with UBT
Ready to upgrade your ride? We’ll make it easy, starting with a fast and free pre-approval. Find out how much you can (and should) borrow, easy ways to repay, and other helpful advice to make your car buying process smooth and speedy — no bumps in the road. We can also help you find a lower rate, shorter term, or consolidate debt by refinancing your current auto loan.
Cars and trucks
Buying a sensible sedan for your teenager? Or a truck to tackle your weekend adventures? We have loans for that and more.
Motorcycles
If you’re ready to hit the open road and feel the wind in your hair, choose a loan from UBT for your new motorcycle purchase.
Recreational vehicles
Get all the comforts of home no matter where you are. Make your next road trip a lot more fun with an RV loan from UBT.
Buying a Car
There’s a little more to it than kicking the tires
From setting a budget to research and price negotiations, buying a car can be a real whirlwind. Frankly, there’s a lot to consider. And like most complex tasks, it’s best to take it one step at a time. That’s why we put together a handy reference guide and downloadable checklist to accompany you on your buying journey. You can rest easy, because you’ve got people — and a list.
Competitive rates
We aim to give you the best bang for your buck — you can even earn discounts off your interest rate if you make automatic payments from a UBT checking account.
No prepayment penalties
Ready to pay off your loan? We won’t ding you for paying it off faster. Handle your payoff on your own timeline, so you can move on to the next project.
Up to 45 days to first payment
Quick loan approval doesn’t have to mean a quick first payment. Enjoy a little lag time between the day you get your money and the day you start paying it back.
Lending experts
When it comes to finding the right loan, you don’t have to go it alone. At UBT, you’ll find help from real people who really care about finding the right fit.
3 easy ways to pay your loan
Whether you pay online, via check, or in person, making payments to your loan is easy as can be.
Loan Offerings
Ready loan
Quick and easy, with no collateral required.
Auto loans
We’re here for you when it’s time to upgrade or refinance your ride.
Home loans
We’ll find the right loan for you to make that new house your home.
Home equity
Use your home’s value to tackle a project or finance whatever’s next in your life.
RV loans
Enjoy the comforts of home, on the road.
Have questions?
Get help from an expert
Loan products subject to credit approval.
**Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed within the last 120 days. Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .20% APY. Simply Savings earns .40% APY. APYs accurate as of 09/24/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 07/1/2024 to 11/22/2024. Member FDIC.
