Auto Loans

A loan that leaves 2020 in the rearview mirror

With 1%ꭝ off UBT’s regular loan rates, 90 days until first payment, and no early payment penalties, we make it easy for you to hit the open road.

Buying a Car

Get behind the wheel faster with UBT

Ready to upgrade your ride? We’ll make it easy, starting with a free pre-approval. Find out what you can afford, how much you can borrow, and other helpful advice to make buying your car a fast and smooth process. We can also help you find a lower rate, shorter term, or consolidate debt by refinancing your current auto loan.


3 easy ways to pay your loan

Whether you pay online, via check, or in person, making payments to your loan is easy as can be.


Loan products subject to credit approval.

ꭝOffer subject to credit approval. Requires automatic payment from a Union Bank checking account. Minimum loan amount $2,500 in new money. Offer valid on applications taken on or before 09/30/2021. Not valid on loans in process. Cannot be combined with any other offer. Member FDIC.