Certificates of deposit
Get a guaranteed return on the money you put in, on your timeline.
Money market accounts
The stability of a savings account; the flexibility of a checking account.
Home Loans
We’ll make it easy to build, buy, or refinance
Ready for the home of your dreams? Let our friendly, experienced home loan team guide you through the steps of finding the right loan to buy, build, or improve on your home.
We get to know you
At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.
We’re local
Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.
We give back
We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.
We’re always innovating
Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.
We’re family owned
UBT has been owned by the same family for over 60 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.
We can do it all
At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.
Auto & Personal Loans
Auto loans
Our team will help make the buying process as fun as the test drive.
Ready loans
Quick. Easy. Hassle-free. Put your loan request on the fast track.
Home loans
Get into the home of your dreams with help from our experienced mortgage team.
Home equity
Ready to remodel? Use your home’s value to make it even better.
Investment management*
Whatever your goals may be, our team of objective, experienced, reliable investment professionals will help you get there with a variety of investment vehicles.
Estate administration*
You can count on our experienced team of trust professionals to help protect your wealth and guide your family during a difficult time.
Private banking
Our Private Banking team is your single point of contact, taking care of both personal and business banking to make your life easier.
Financial planning
Our experts will take the time to analyze your current portfolio, then sit down with you and craft a plan based on your unique goals.
Give the gift of education to someone special in your life by taking advantage of tax-free growth and flexibility with the 529 plans we manage. Your loved one’s college savings are in good hands with UBT.
Employer-Sponsored Accounts
We’ll make it easy to maximize your benefits
Whether it’s your retirement plan, your HSA/FSA, or any other employer-sponsored accounts, we’re here to help you make the most of them. Our Retirement Plan Services and Omnify Employee Benefit Solutions teams have the experience and expertise you need to make sure your accounts are aligned with your needs and goals, now and in the future.
UBTgo Mobile App
Find out why our app has 4.9 stars
The UBTgo mobile app is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.
Message and data rates may apply.
Need More Help?
Contact a personal banker near you
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Loan products subject to credit approval.
