20 (or so) great reasons to choose UBT

July 01, 2024
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We know that when it’s time to choose a bank, there are a multitude of options out there. There are a lot of names in the game, with myriad products to choose from. With that in mind, we feel like it’s time to give you a comprehensive list of great reasons to choose UBT for all your banking needs.

  1. Cha-ching! A sweet reward: You’ll get a cash bonus of up to $250* when you open new checking and savings accounts with us and meet some requirements. You can get $150 when you open a new checking account and $100 for a new savings account once those requirements are met.
  2. Make your money make more money with premium interest: When you open a new Simply Free Plus account with us, you can sit back and watch your hard-earned dollars grow, thanks to a premium interest rate — which pairs up really well with reason #1 above.
  3. We make it simple: It’s so EASY to bank with us. In fact, you can open a new account online in less than 5 minutes — less time than it takes to listen to your favorite song (unless your favorite song is “Fell In Love With A Girl” by the White Stripes, clocking in at 1:50 minutes — so go ahead and listen to that one two and a half times).
  4. Your money has people: It’s a catchy slogan, but what does it mean? Well, when you bank with UBT, you have access to a wide range of experts who truly care about your financial success — and who will get to know your unique financial situation to offer you the right products for you.
  5. We’re Midwest-based: UBT is locally owned and operated with headquarters in Lincoln, Nebraska — and locations all across Greater Nebraska, Omaha, and Kansas City. That means decision-makers are available right there in your nearest branch or close by. When you need to reach your people, they’re available to you and ready to help.
  6. We’re family-owned: Our CEO, Jason Muhleisen, represents the third generation of his family leading the bank since it was purchased by the Dunlaps in 1965. His grandfather Jay Dunlap ran the bank for decades and was succeeded by his daughter, Angie Muhleisen, in 1996. She handed the reins to Jason in 2024.
  7. We care about our communities: Our main business philosophy is to care for our customers, our communities, and each other.  Check out our Community Impact Report and see how our employees take this philosophy very seriously.
  8. We’re small, but also quite big: UBT is small in the sense that you get the high level of customer service only available in a Midwest-based, family-owned bank with decision makers in your neighborhood — but our robust lineup of products and services runs the gamut of what the big-box banks offer, and then some!
  9. Our mobile app: Our UBTgo app is rated 4.9 stars in the Apple® store, which means our customers love being able to handle their banking on a user interface that’s easy to use and makes banking accessible from wherever they can connect to a cell tower.
  10. Union Bank Place: In 2023, we moved our 13th & O St. branch into a historic downtown Lincoln building that was the original location of the National Bank of Commerce and named it Union Bank Place. With a talented architectural firm leading the way, we renovated the space to offer the downtown community a hub of great activity: makers markets, a small business pop-up shop, Stories Coffee Co. shop, and a breathtaking downtown vantage point for folks who want to drink in great views and even better coffee.
  11. We have a Pet Club: We know our customers’ pets are members of the family, so we created the UBT Pet Club to host fun pet-friendly events (like our thoroughly enjoyable Howl-o-Ween trunk-or-treat event for animals). We also send out regular emails with tips and tricks for pet owners and host free pet adoption days at Capital Humane Society. (Most of these events are in Lincoln, but our other branches are modeling future events after them!)
  12. Financial literacy: We recognize the importance of financial literacy to empower individuals — which is why our Financial Literacy Program worked with a large number of nonprofits to connect their more than 1,200 community members with the educational tools they need to make sound financial decisions and work toward healthy financial futures.
  13. Our UNL branch: Our branch in the Nebraska Union provides convenience in banking to students and faculty at UNL. No matter where you’re at on campus, our UBT branch is a short stroll away, with friendly folks who can answer your banking questions.
  14. 529 College Savings Plans: UBT’s College Savings Plan area reinforces our commitment to investing in the future. By providing tailored solutions for education expenses, we’re helping families and individuals achieve their academic dreams without the burden of financial stress. We manage some of the nation’s best 529 plans, with a team of friendly experts to help you make the most of these tax-advantaged investment accounts.**
  15. We’re a great employer: With more than 1,000 employees (and growing), we hire — and keep! — a lot of really great people. And those people love working here so much that we’ve been the Lincoln’s Choice Awards winner for Best Work Environment for 13 years in a row. We’ve also been named Best Place to Work for both years that award has been given out.
  16. Speaking of awards…: While we’re on the topic of awards, we’ve also been named Lincoln’s Choice for Best Bank, Best Customer Service, and Best Financial Planner for the past 13 years too!
  17. Trust services: Let’s talk about the Trust part of our name for a bit! Our Trust department has been in business since 1959 and includes Personal Trust and Wealth Management, Union Investment Management Group (UIMG), Corporate Trust, Retirement Plan Services, and more! It’s one of the most experienced Trust departments in the Midwest.
  18. Our affiliates: Omnify Employee Benefit Solutions, Nelnet, INFOVISA, Union Equipment Finance, Union Title Company, and Zelle Human Resources are all UBT affiliates.
  19. We innovate to protect our customers: Our IT, Compliance, and Fraud teams work nonstop to find innovations that make banking easier and more secure. We employ some of the best minds to make our products and services as simple and easy to use as possible, while keeping you safe from bad actors.
  20. Our people: Truly, this one should count for #20 through #1,020, because our greatest asset is our people. We have more than 1,000 exceptionally great people who believe strongly in the concept of neighborliness, as evidenced by some of the stories our customers tell about us — like the story of Anne and her “bank grandson” thwarting a potential scam together. We’re convinced you’ll really like our people when they become your people!

When you’re ready to make the move to UBT, we’re ready to help. Learn more about how you could start your UBT relationship with a cash bonus.

  • Personal
  • Managing Your Money
  • Community Commitment
  • Savings
  • Checking
  • College Savings

Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.

**Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed within the last 120 days. Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .25% APY. Simply Savings earns .50% APY. APYs accurate as of 07/1/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 07/1/2024 to 11/22/2024. Member FDIC.

**Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.