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Checking Accounts

Checking Accounts

Let's find the right account for you.

No Minimum Balance

Simply Free

Simply Free requires no minimum balance; no monthly maintenance or activity fees.

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Earn Premium Interest

Bonus Checking

Earn premium interest on your checking account when you meet certain requirements.

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Choose the Features You Want

MyStyle Checking

Account Feature: Get $501 when you open a MyStyle Checking account and choose $50 as one of your features.

For 14-25 year-olds. Choose the account features that fit you best.

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Earn Interest

Journey Checking

For those age 50+. Earn interest on your checking account and choose account features that suit you.

More about Journey Checking

At UBT, people don't have your money - your money has people.

Interested in Moving to UBT?

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Why Choose UBT?

We're a family-owned bank that cares about our customers, the communities we serve, and each other. You'll find all the financial services that make your life easier, backed by real people (like Drue), who really care.

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Add these features to your new checking account.

Special benefits

Relationship Advantage

Relationship Advantage gives special benefits for one personal checking account to those with $10,000 or more in combined personal CDs, savings, checking and IRAs. It’s free, and you don’t even have to sign up. After all, you’ve earned it.

More about Relationship Advantage

Peace of Mind

Overdraft Solutions

Here at UBT, we know mistakes happen. We offer overdraft solutions to fit your needs. Get peace of mind and a customizable solution that works for you.

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Protect Your Info

Identity Protection

In partnership with Deluxe Provent, Union Bank offers you Identity Protection to help protect your personal information and accounts.

More about Identity Protection

More Resources

Looking for Statement Information or an Account Reconciliation Form? Find them here.

**Message and data rates may apply.

***Does not waive surcharges some ATM owners may assess.

1. For ages 14-25. $50 opening deposit. (1)Within 60 days of account opening you must enroll in e-Statements via Online or Mobile Banking and have 10 debit card purchases posted (excludes ATM transactions). $50 credited to active account within 10 days of month-end if both requirements met. New checking account customers only. Cannot be combined with other offers. (2)ATM Usage Fee at non-UBT ATMs waived on first 20 transactions posted per statement cycle (excludes surcharges ATM owners may assess). (3)$10 deposited to active account within 30 days of account-opening month-end.

Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.