Let's find the plan that works for you.
Checks only come in one size. But checking accounts are a different story. Compare our different accounts below, and find the one that works best for you. It’ll help if you know what minimum balance you can expect to maintain, and how often you use ATMs, checks, and your debit card. Please make a note of the minimum opening deposit to open a new account online. Larger deposits will increase the processing time to open your account. You can always move money once your new account is open with our UBTgo tools!
|Simply Free||Bonus Checking||MyStyle Checking||Journey|
|Apply Now||Apply Now||Apply Now||Apply Now|
|The Basics||Our simplest checking account with no minimum balance required or monthly maintenance or activity fees.||Earn premium interest on your checking account by meeting certain requirements.||For 16-25 year-olds, checking with your choice of features that let you be you.||For those age 50+. Earn interest on your checking account and choose your accounts features.|
|Age Requirements||None||None||16 to 25||50 and over|
|Minimum Opening Deposit||$50||$1,000||$50||$50|
|Monthly Fee||No||No||No||Yes, but can be waived as an account option.|
|Interest Paid||None||Yes; interest rate varies||None||Yes; interest rate varies|
|ATM Usage*||Free at all Union Bank ATMs||Free at all Union Bank ATMs, plus two non-Union Bank ATMs each statement cycle.||Free at all Union Bank ATMs, plus choice of up to 20 non-Union Bank ATMs each statement cycle.||Free at all Union Bank ATMs, plus two non-Union Bank ATMs each statement cycle.|
|e-Statements Required?||No||Yes, to qualify for bonus rate||No||No|
|Online Statement History & Check Images||Yes||Yes||Yes||Yes|
|Unlimited Check Writing||Free||Free||Free||Free|
|24-Hour Account Access**||Sign up for free: Online Banking, Mobile Banking, Mobile Deposit, BillPay, e-Statements,
|Relationship Advantage||Maintain $10,000 in total deposits with Union Bank (Health Savings Accounts not included) to automatically waive selected fees on one personal checking account, plus unlimited use of all non-Union Bank ATMs.*|