If You'd Like to Refer a Friend
It’s Good For You1,2
Refer a friend who opens a new Union Bank & Trust checking account, and you’ll receive your choice of a $15 iTunes gift code or $15 cash; plus a free upgrade to a designer debit card of your choice (view gallery).
It's Good for Your Friend3,4
Your friend will get $50! Once they open a checking account and make 10 debit card transactions within two months, the $50 will be automatically deposited into their account. PLUS, they’ll get to upgrade to a designer debit card, too!
Make Your Referrals Online1,2,3
Use the Refer-A-Friend site to refer as many friends as you’d like. You can return to the site and login to check on the status of your referrals, and continue making more referrals. We’ll even e-mail you to let you know when one of them opens a checking account! Remember, for each friend who opens a checking account, you’ll receive your choice of a $15 iTunes gift code or $15 cash, and they’ll receive $50.
If You've Been Referred
Open Your Account
Be sure to have your RAF code handy. This code is in the email you received when your friend referred you (for example: RAF99).
- Apply Online – enter the RAF Code in the Promotional Codes portion of the form
- Stop by any Union Bank & Trust location
- Contact our Call Center:
Lincoln — 402.323.1777
Toll-free — 800.297.2837
Start Your Own Referrals1,2,3
As soon as you open your account and receive your debit card in the mail, you can reap the rewards of referrals, too! Simply come back to ubt.com/friend and refer as many friends as you’d like. They’ll each get $50 and you’ll receive your choice of a $15 iTunes gift code or $15 cash!