If You'd Like to Refer a Friend
It's Good for Your Friend2
Your friend can get $50! Once they open a checking account and have 10 debit card purchases posted to their account within 60 days from account opening, the $50 will be automatically deposited into their account. PLUS, they’ll get to upgrade to a designer debit card, too!
Make Your Referrals Online1
Use the Refer-A-Friend site to refer as many friends as you’d like. You can return to the site and login to check on the status of your referrals, and continue making more referrals. We’ll even e-mail you to let you know when one of them opens a checking account! Remember, for each additional friend who opens a checking account, you’ll receive $50, and they can receive $50.
If You've Been Referred
Open Your Account
Be sure to have your RAF code handy. This code is in the email you received when your friend referred you (for example: RAF99).
- Apply Online – enter your RAF Code on the Applicant Info page
We're Here to Help
Stop by or call any of our bank offices for more information.
- Lincoln — 402.323.1777
- Omaha — 402.827.1999 or 800.297.2837
- Greater Nebraska — 800.297.2837
- Bonner Springs — 913.667.8600
Start Your Own Referrals1,2,3
As soon as you open your account and receive your debit card in the mail, you can reap the rewards of referrals, too! Simply come back to ubt.com/friend and refer as many friends as you’d like. They’ll each get $50 and you’ll receive $50!