Checking & Savings at UBT

Get up to $200* and a bank that cares

Ready to bring it all together? Open a new checking and Union Savings account with UBT and meet requirements, and we’ll give you a cash bonus of up to $200* — plus benefits like personalized service, comprehensive online tools, and more.

Checking & Savings with UBT

There are lots of ways to earn rewards

New to UBT? If you don’t yet have accounts with UBT, you can earn up to $200* when you open both a new checking account and a new savings account and meet requirements.

Already saving with UBT? If you already have a UBT savings account, you could earn up to $150* when you open a new checking account and meet requirements.

Already checking with UBT? If you already have a UBT checking account, you could earn $50* when you open a new Union Savings account and meet requirements.

Some things are better together
Need more information? We’re happy to help.

We get it — changing banks is a big step! Provide your contact info below, and we’ll send along some additional information that can help you make your choice.

A Better Banking Experience

At UBT, your money has people

Whether you’re new to UBT or simply adding a checking or savings account, you’ll find a lot more to love beyond the cash bonus. We’re a family-owned bank full of real people (like Patrick!) who really care about our customers, the communities we serve, and each other. We look forward to serving your financial needs for years to come.

Patrick Reese
Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.

*Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Union Savings or MyStyle Savings account(s). Offer not valid if existing checking or savings accounts closed 120 days prior to 06/01/2020. Receive $50 when you open a Simply Free Checking account and have $500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $150 when you open an interest-earning checking account (Bonus, Journey, Premier, or Premium Interest Advantage) and have $2,500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $50 when you open a Union Savings account and maintain a $2,500 balance for 90 calendar days from account opening. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $50 opening deposit required on Checking accounts (Bonus Checking requires $1,000 opening deposit). Union Savings requires $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Journey Checking requires a $100 minimum daily balance to earn .05% APY. Union Savings earns .05% APY. APYs accurate as of 05/28/2020. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Journey Checking accounts are designed for people age 50 and over. Premier Checking limited to Private Banking clients. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 06/01/2020 to 09/30/2020. Member FDIC.